Free Home Buyers' Workshop

First-Time Homebuyer opportunities!
Now is the time to buy - Taking advantage of a Buyer's Market

Wednesday, March 26, 2008
6:00pm to 7:30pm
Beverly Cooperative Bank
Community Room
73 Lafayette Street, Salem, MA
Cost: FREE
Map & Directions

Click Here to Register for this Workshop

Bring your hopes, fears and unanswered questions to this free, information-packed workshop! Covering everything you'll need to know about selecting your home and financing your purchase, it's the most helpful, pressure-free two hours you'll spend in this important process. Buying a home, especially your first, can be a little overwhelming. This workshop will arm you with the knowledge and confidence to jump into the real estate market and make the right choices for YOU! In this workshop, you’ll learn everything you need to know about buying a home.I

Click Here to Register for this Workshop

• A Mortgage Broker will explain the home financing process..
• A Realtor from Armstrong Field Real Estate, who will be talking about the home buying process.
• A representative from MassHousing will talk about some great first time homebuyer financing options.
• A Licensed Home inspector will tell you what to look out for during the inspection of a property.

 
This is your chance to learn inside tips from experts in their field, people who are "out in the trenches" every day.

You'll discover all the 'meat & potatoes' details about buying a house, condo or multifamily home...

• The important definitions that relate to home purchasing so that you're not 'in the dark'.
• A complete explanation of Buyer Agency... what a Buyer Agent should be doing for you in the transaction and how they get paid.
• What happens at a Buyer Consultation and why it's very important that your agent take the time to have one with you.
  
• The difference between how much you are pre-approved for and how much you can afford to pay monthly for house or condo expenses. Don't get caught eating Kraft Dinner every night so that you can make your monthly mortgage payment!
  
• How to discover the proper home for you (single family, condo, etc.) so that you'll be happy with the property that you buy.
  
• How to figure out how much money to offer for a home once you find it; don't get shut out by the seller's agent, or overpay because you've fallen in love with the property.
• The issues with making offers on Bank-Owned properties and "Short Sales".
  
• What happens at a Mortgage Consultation... why you need someone who will look at your entire financial picture and recommend several alternative plans.
  
• Discover the ins and outs of government programs to help home buyers. You might have enough assets for a down payment right now and not know it.
  
• Take home a  manual of the home-buying process and find out what to expect every step of the way so that there are no surprises.
  
• Find out what lawyers do during the home-buying process and why you should have one.  
  
• You'll receive a detailed rundown of closing costs that you can expect to pay so that you know exactly how much money you'll have leftover for moving costs, or to buy new furniture .

Seating is limited - REGISTER NOW!
Refreshments will be served